Disability Insurance
Your income is your most valuable asset. Disability insurance protects it when illness or injury keeps you from working.
Statistics show that 1 in 3 Canadians will experience a disability lasting more than 90 days before the age of 65. Disability insurance replaces a portion of your income — typically 60–85% — so you can focus on recovery without financial stress.
Key Benefits
- Replaces 60–85% of your income
- Covers both illness and injury
- Short-term and long-term options available
- Especially critical for self-employed individuals
- Protects your lifestyle and savings
Types of Coverage
Short-Term Disability
Covers you for weeks to months following an illness or injury. Provides immediate income replacement.
Long-Term Disability
Provides ongoing income replacement for extended periods — often until age 65 — for serious conditions.
Own-Occupation Coverage
The gold standard. Pays out if you're unable to perform the specific duties of your own occupation.
Ready to Protect What Matters Most?
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